July 22, 2014 Leave a comment
If you bought a 2014 metallic plan either directly from Premera or through Washington Healthplanfinder, your coverage includes 10 essential medical benefits. Based on the Affordable Care Act and Washington state mandate, these 10 benefits include dental coverage for kids under age 19, but not for adults.
The good news is 2014 metallic plan members can increase their health protection by adding adult individual dental coverage by July 31. Here’s why it might make sense for you to add dental to your coverage:
- Dental health is related to overall health. Research shows a link between inflammation in the mouth and the potential for disease elsewhere in the body, heart disease and diabetes in particular. Learn more from WebMD.
- Low cost for preventive care. You can get routine preventive services with deductible waived and little or no cost. Annual services covered at 100% include: up to two oral exams, bitewing x-rays, and up to two cleanings per year.
- Predictable cost for a broad range of basic and major services. For more than 200 dental procedures, you pay a fixed copay after meeting your deductible. See what’s covered and what you would pay.
Please note that, unlike health plans offered on Washington Healthplanfinder, an individual adult dental plan’s costs can’t be reduced through premium tax credits.